Where the loan is fully valid

The provision of article 1531 shall have no effect:- 1. Where the loan given has been ratified by those, whose permission was, otherwise, necessary or by the borrower after his emancipation or majority; 2. Where the minor has properties with free administration, which may be sufficient to repay the loan, to the extent the properties may be sufficient. 3. Where the minor being away from the persons who were to give the authorization was compelled to take the loan for his maintenance.