Prohibited coercive recovery practices

Prohibited coercive recovery practices.—Any lender or agent who engages in, facilitates, or attempts any form of coercive recovery in violation of Section 8 shall be punished

1. (a) for physical coercion, stalking, harassment, or threats under clauses (1),

1. (2) and
2. (6) of Section 7, with imprisonment up to three years or with fine up to five lakh rupees, or both;
   • (b) for acts involving digital coercion, misuse of identity, illegal surveillance, or intimidation through impersonation under clause
3. (3) of Section 7 or for seizure of essential documents or pressure on family and children under clause
4. (4) and
5. (5) of Section 7 with imprisonment up to five years or fine up to five lakh rupees, or both.