Section 184

more of the modes mentioned in Rule 192: Provided that where the reserve fund of a co-operative society exceeds twenty per cent of its working capital, the excess may, with the sanction of the Registrar, be utilized in the business of the society: Provided further, that when a co-operative society is prohibited by its bye-laws from borrowing either from its members or from others and has no out-side liability, the Registrar may permit the society to utilize up to seventy-five per cent of its reserve fund in its business.