Vidhi Codex

The Kerala Debt Relief Act, 1977

The Kerala Debt Relief Act, 1977

Finance197714 sections

This Act provides debt relief to individuals in the state of Kerala by offering a legal framework to manage liabilities incurred before the Act came into force on January 13, 1977. It applies to debtors with debts in cash or kind, including secured and unsecured obligations, though it excludes debts owed to government bodies, banks, corporations, and specific obligations like wages or maintenance. The legislation matters because it aims to offer financial respite to ordinary citizens facing insolvency, helping them navigate their financial burdens within the state's legal system.

Start reading →Read full ActSections
  1. 0. Preamble
  2. 1. Short title, extent and commencement.
  3. 2. Definitions.
  4. 3. Discharge of debt.
  5. 4. Reconveyance of property.
  6. 5. Constitution of Tribunals.
  7. 6. Appointment of appellate authorities.
  8. 7. Powers of Tribunal and appellate authority.
  9. 8. Legal practitioners not to appear before Tribunals and appellate authorities.
  10. 9. Burden of proof.
  11. 10. Bar of jurisdiction of civil courts.
  12. 11. Act to over-ride other laws, contracts, etc.
  13. 12. Power to make rules.
  14. 13. Repeal and saving.

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