The Karnataka Agricultural Credit Pass Book Act, 1984

The Karnataka Agricultural Credit Pass Book Act, 1984

This Act regulates the issuance of agricultural credit pass books in Karnataka, applying directly to local farmers and lending banks. Under this law, government revenue officers issue official pass books detailing a farmer's land ownership and any existing debts. Banks accept these books as legal proof of title to grant financial assistance, recording new loans directly inside. This entry automatically registers a charge against the land, preventing the owner from selling or transferring their property until the outstanding debt is fully paid. This matters because it simplifies access to credit for farmers while providing secure collateral arrangements for financial institutions.

PDF: pending for this language.