THE GUJARAT SHOPS AND ESTABLISHMENTS (EMPLOYEES LIFE INSURANCE) ACT, 1980
The Gujarat Shops and Establishments (Employees Life Insurance) Act, 1980
The Gujarat Shops and Establishments (Employees Life Insurance) Act, 1980 provides a state-managed group life insurance scheme for workers employed in shops, commercial establishments, hotels, and entertainment venues across Gujarat. It applies to full-time employees aged between 18 and 60 who have completed six months of continuous service in designated cities, while exempting public sector employees and those already covered by central provident fund schemes. The legislation mandates small yearly contributions split between employers and employees to fund modest life insurance coverage. By creating a standardized, low-cost safety net enforced by local municipal authorities, the law safeguards the financial well-being of private-sector commercial workers and their dependents.
- 0. Preamble
- 1. Short title, extent, commencement and application
- 2. Definitions
- 3. Group insurance scheme
- 4. Limitation on the schemes
- 5. Qualifications of employees for benefit of life insurance
- 6. Contributions
- 7. Employers to furnish return and maintain registers.
- 8. Powers and duties of local authorities.
- 9. Power of State Government to enforce provisions of Act within areas of local authorities.
- 10. Power to make bye-laws.
- 11. Power of State Government to provide for performance of duties on default by local authority.
- 12. Expenses of local authority to be paid out of its fund.
- 13. Appointment of Inspectors.
- 14. Powers and duties of Inspectors.
- 15. Inspectors to be public servants.
- 16. Employes and Manager to produce register, records etc. for Inspection.
- 17. Offences.
- 18. Determinations of employer for the purposes of this Act.
- 19. Exemption of employer or manager from liability in certain cases.
- 20. Cognizance of offence.
- 21. Recovery of contributions.
- 22. Protection of action taken in good faith.
- 23. Exemption.
- 24. Power to make rules.
- Schedule. Schedule
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